Travel insurance
A holiday, a ski trip, or perhaps work abroad? Every trip comes with different needs. We will help you match the cover to the purpose of the trip, the activities you plan and where you are going.
The right cover starts with your needs
Every trip is different. Whatever its purpose, it is worth having the right cover.
- You are planning a holiday abroad and want protection against medical costs or unexpected events.
- You are going skiing, trekking in the mountains, diving or doing other activities that need extended cover.
- You are going abroad to work, especially manual work, and need cover that reflects the nature of the job.
- You travel several times a year, so an annual policy may be better value than buying one for each trip.
- You are travelling with your family and want everyone on the trip to be covered.
- You are planning a longer trip or travelling to a country where medical costs are particularly high.
A few questions to start with
To prepare the right offer, we need some information that lets us match the cover to your destination, the length of your stay and the nature of your trip.
What to prepare
- Where are you going and for how long?Both the destination and the length of stay matter. You may need different cover when travelling around Europe than in countries where medical costs are very high, such as the USA.
- What level of medical cover is right?It should cover hospital treatment, doctor's visits, procedures and medical transport. This is especially important when travelling outside Europe.
- What activities are you planning?Skiing, high-altitude climbing, diving or other sports may require extended cover. The policy should match what you will actually be doing.
- Do you need extra cover?Luggage insurance, personal liability, personal accident cover or trip cancellation cover can be useful, especially for more expensive trips.
- Are chronic conditions covered?If you have a chronic condition, check whether the policy covers a flare-up or sudden worsening of your health while travelling. Sometimes this needs an extension.
Frequently asked questions
The answers below are general. The details depend on your policy terms and the type of event, so we look at every case individually.
Is the EHIC card enough?
The European Health Insurance Card (EHIC) gives access to necessary healthcare in the public systems of EU and EFTA countries and Switzerland, on the same terms as people insured there. It does not cover all medical costs, medical transport back to Poland or, as a rule, treatment in private clinics. That is why it is worth adding travel insurance.
Can I buy a policy when I am already abroad?
Some insurers let you buy cover while you are already travelling. Check the terms, though, as there may be a waiting period and the cover may be limited. The safest option is to buy the policy before you leave.
When should I insure against trip cancellation?
Ideally right after you book or buy the trip. Insurers set their own deadlines for this type of cover, so check them before you buy. Taking out the policy too late may mean your booking cannot be covered.
Other areas
Let's talk about what you want to protect
Call, email or leave a message in the form. We will get back to you to talk about how we can help.
Call+48 504 031 330