Farm insurance
Buildings, machinery, livestock and crops, as well as the compulsory farmer's liability insurance (OC rolnika).
We will help you work out which insurance is required by law and which is worth adding for the type and size of your farm.
The right cover starts with your needs
Your farm has value.
Buildings, machinery, livestock and crops.
Make sure they are protected.
- You are taking over a farm or buying farmland.
- You are putting up a new farm building or investing in machinery and equipment.
- You want to protect your crops against hail, frost or drought.
- The deadline for compulsory farm insurance is approaching.
A few questions to start with
To prepare the right offer, we need some information that lets us match the cover to the type of farming, the size of the farm and its specifics.
What to prepare
- Which insurance is compulsory in your case?Farmer's liability insurance (OC rolnika) and insurance of the farm buildings.
- Which buildings belong to the farm and what are they worth?The farmhouse, livestock buildings, stores, barns and sheds.
- What machinery and equipment do you use?Tractors, combine harvesters, self-propelled and towed machinery.
- What crops do you grow and what animals do you keep?Options for insuring crops against weather risks and livestock, and the premium subsidies available.
- Do you run any additional business?Agritourism, direct sales or processing of farm produce.
Frequently asked questions
The answers below are general. The details depend on your policy terms and the type of event, so we look at every case individually.
Which farm insurance is compulsory?
Two policies are compulsory: farmer's liability insurance for owning a farm, and insurance of the farm buildings against fire and other perils. In addition, farmers who receive direct payments must insure at least 50% of the crop area covered by those payments against at least one of the required risks.
Who must have liability and buildings insurance?
Owners and holders of farms with more than 1 hectare of agricultural land subject to agricultural tax, and people running special branches of agricultural production regardless of farm size. When a farm changes hands, the rights and obligations under existing insurance contracts pass to the new holder.
Are there subsidies for crop insurance?
Yes. The state subsidises premiums for insuring selected crops and livestock. Subsidies can reach 65% of the premium, and whether you receive them depends on the crop, the animals and the scope of cover set out in current regulations.
Other areas
Let's talk about what you want to protect
Call, email or leave a message in the form. We will get back to you to talk about how we can help.
Call+48 504 031 330